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Whether you need support paying your bill, or just helpful ways to manage your payments, we’re here to listen and assist you where we can.

We offer confidential, personalised assistance to our customers experiencing difficulties in paying their account.

We understand changes in life can happen at any time and you may find yourself experiencing financial hardship which makes it difficult to manage your water account.

Options available include:

  1. Flexible Payment Agreements
  2. Payment Cards
  3. Centrepay
  4. Direct Debit
  5. Government concessions where eligible
  6. Undetectable Water Leak Rebates
  7. Utility Relief Grants
  8. Customer Support Program

We will assist and offer support where we can, including referral assistance to confidential and independent financial counselling.

To discuss how we can assist you, please phone us on 1300 659 961 or email us at This email address is being protected from spambots. You need JavaScript enabled to view it.

Adobe PDF file icon 24x24Payment options and assistance


Will GWMWater disconnect my water if I don't pay my bill?

Water is an essential service and we don't disconnect your water for non-payment.

However, we may take legal action or restrict your water supply to two litres per minute due to non-payment if:

  • more than 14 days have lapsed since the issue of a reminder notice
  • we've sent a warning notice including information on GWMWater’s Adobe PDF file icon 24x24 Hardship Policy and other programs that are available to help you with payment difficulties
  • we've attempted to make contact with you about the non-payment
  • we've notified you of the restriction or legal action and the associated costs, including the cost of removing a restrictor
  • we've offered or agreed to a flexible payment plan, and you've refused or failed to comply with the arrangement.


Our commitment to Family Violence awareness

We are committed to providing respectful and confidential assistance to customers who are impacted by family violence.

Our Adobe PDF file icon 24x24Family Violence Policy provides the framework which informs our decisions and the actions taken in dealing with customers experiencing family violence. It also provides information on the assistance that is available to those who are affected.

This policy also ensures that we satisfy our obligations under the Essential Services Commission Customer Service Codes for urban and rural water businesses.

Where to go for support

1800RESPECT – Phone 1800 737 732

Website –

National counselling helpline, information and support 24/7

SafeSteps – Phone 1800 015 188

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24/7 family violence response service including the Pets in Crisis program

Womens Information and Referral Exchange WIRE (Victoria) – Phone 1300 134 130

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Women’s information and support service

Men’s Referral Service – Phone 1300 766 491


Men’s counselling and referral service for men impacted by family violence (also trained to speak with LGBTI customers)

Mensline – Phone 1300 78 99 78 – 24/7

Website –

Support for men with family and relationship issues

QLife – Phone 1800 184 527

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Telephone and web-based counselling, referrals and support for groups for LGBTI people and their families

Aboriginal Family Violence Prevention and Legal Services – Phone 1800 105 303

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Culturally specific assistance to Aboriginal and Torres Strait Islander victims/survivors or family violence and sexual assault

InTouch Multicultural Centre Against Family Violence – Phone 1800 755 988

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Assistance and information for women and children from CALD backgrounds living with family violence

National Debt Helpline – Phone 1800 007 007

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General information about debt and access to financial counsellors.

Domestic Violence Resource Centre Victoria (DVRCV) – Phone (03) 9486 0866 (9 am to 5 pm, Monday to Friday)

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Victorian state-wide resource centre

The Lookout

Website –

Information and support for those experiencing family violence

LIFELINE – Phone 13 11 14

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24/7 Crisis support and suicide prevention

Beyond Blue – Phone 1300 224 636

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24/7 information, referral and support for people on a range of mental health issues

DirectLine – Phone 1800 888 236

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24/7 counselling and referral service for anyone with concerns about their own or someone else’s use of alcohol or other drugs.

Gambler’s Help – Phone 1800 858 858

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24/7 counselling and support for people with concerns about gambling behaviour.

MoneyHelp - Phone 1800 007 007

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Free phone financial counselling service.

Wimmera Uniting Care (8.30 am to 5 pm)

Ararat – Phone (03) 5352 2503 34 View Point Street, Ararat VIC 3377

Horsham – Phone (03) 5362 4000 185 Baillie Street Horsham VIC 3400 (PO Box 442 Horsham VIC 3402)

Stawell – Phone (03) 5358 7400 8-22 Patrick Street, Stawell VIC 3380

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Grampians Community Health – Phone Stawell 5358 7400 (9 am to 5 pm, Monday to Friday)

Website –

Counselling, housing services and support for people impacted by family violence. Also provider of Men’s Behaviour Change programs.


Child & Family Services (CAFS) – Ararat – Phone 5352 2910

Website –

Family violence intervention programs for women and children.

Also offers Financial Counselling and Men’s Behaviour Change programs.


Further information...

Get a concession or grant
A range of concessions and grants are available to provide financial relief for GWMWater customers. If you're eligible, you may be offered reduced payments for your water services.



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